Paying for items online

Auction and sites like it are great for getting bargains, and with the credit crunch in full swing its ALWAYS nice to get a bargain.

However with auction sites (ebay inparticular) you have slightly more protection than when you buy items from online ad sites. Now there is NOTHING wrong with online ad sites. You can get great bargains from them, but the do attract scammers. No question about it. So does ebay, but with auction sites you can always check their feedback score.

So with auction sites you have some peace of mind. However online ads work differently. You post ads that fit into a category and once they are within the sites terms and conditions they are usually there for all to see.

Now this is the crunch if you decide to buy from someone, ONLY PAY WITH PAYPAL. No I know lots of people don´t like paypal, but its the protection you need. You send someone the money agreed for the purchase of the item and if you don´t receive your goods or you have a dispute you can sort it out with paypal. You can also do this with our credit card, you have full buyers protection, but if you are purchasing from and individual they don´t usually have a credit card processor, however many, many people have have paypal.

HERE IS THE GOLDEN RULE! DON´T SEND CASH. YOU DON´T KNOW THESE PEOPLE AND YOU HAVE NO WAY OF CONFIRMING THEY ARE WHO THEY ARE! However with a payment processor like paypal or any of the others to be completely fair you have covered your back. That is what these processors are for, so use them